Consumer Checkist


The purchase of a disability plan can be a very confusing subject, not only for the consumer, but also for many insurance brokers who don’t specialize in this field. Given the risk of suffering a disability is very high (“41.8% of men and 49% of women will be disabled for at least 90 days prior to age 65, with the average length being 3.1 years” --Globe and Mail, Tuesday March 16, 1999), it’s important to obtain the best plan possible. To this end, we hope the following questions will assist you in your purchasing decision.

We have prepared the following document for you to download and compare CFMS coverage to another coverage provider so you can see that Kirkham & Jack provides a more comprehensive and reasonable offering.

Checklist for Acquiring Disability Insurance (PDF Format)

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Kirkham and Jack is working in partnership with Continuum Financial Centres , a subsidiary of Financial Horizons Group